All Firms / Topstep

Topstep

1-Step Trading Combine | TopstepX (all new accounts), Quantower (exception)

Up to 70% off Trading Combine Visit Site
Active Codes: trade7789 (70% off) CLIMBHIGHER

Standard prices ($49/$99/$149) may already be permanently discounted from 'full' prices ($165/$325/$375).

Account Sizes & Pricing

Size Eval Cost Profit Target Max Contracts Drawdown
$50K $49/mo (Standard) / $109/mo (No AF) $3,000 $2,000
$100K $99/mo (Standard) / $159/mo (No AF) $6,000 $3,000
$150K $149/mo (Standard) / $209/mo (No AF) $9,000 $4,500

Official Rules

Drawdown Type EOD Trailing (end-of-day balance, not intraday). Locks at starting balance once profit exceeds drawdown.
Daily Loss Limit Optional add-on since April 14, 2026 ($1K/$2K/$3K by size). Always mandatory on Live Funded.
Min Trading Days 0
Consistency Rule Combine: 50% (best day < 50% of total). Funded Standard: none. Funded Consistency tier: 40%.
Payout Split Post-Jan 2026: 90/10 from day one. Pre-Jan 2026: 100% first $10K then 90/10.
Payout Frequency Standard: 5 winning days ($150+). Consistency: 3 trading days. Max $5-6K per request.
Reset Cost Free with subscription renewal (1 credit per rebill). Paid reset = monthly price. Back2Funded: $599-$829.
Activation Fee $149 (Standard path) / $0 (No AF path)
News Trading OK Copy Trading OK Automation OK No Weekend Hold

Real Talk

Drawdown Reality

EOD trailing is fair - intraday swings don't move the floor. Locks once profit exceeds drawdown amount. CRITICAL: After a payout, your MLL resets to $0 - one bad day right after withdrawing can blow the account instantly.

Consistency Reality

Standard payout path has NO consistency rule on funded. Consistency path has 40% rule but allows $6K max per payout vs $5K. Choose based on your trading style.

Payout Reality

90/10 from day one for new traders. Post-payout MLL reset to $0 is the biggest hidden risk. Free resets are genuinely valuable. Back2Funded ($599-829) lets you revive a blown funded account.

Copy Trading Reality

TopstepX Trade Copier allows mirroring across up to 5 funded accounts. Lead must have smallest position size. Live Funded Accounts NOT eligible for copier. Max 5 Express Funded Accounts simultaneously.

The Verdict

Most established firm. Free resets are huge. Automated trading allowed on TopstepX. But: all new accounts forced to TopstepX (no NinjaTrader/Tradovate choice). Post-payout MLL reset is dangerous. Scaling starts at only 2-3 contracts on funded.

Best For

Disciplined traders who want free resets and a reputable name. Automated strategies work on TopstepX API. Good for traders who profit consistently (not lumpy).

Watch Out

After payout, MLL resets to $0 - extremely vulnerable. New accounts TopstepX only (no NinjaTrader/Tradovate). Funded starts at 2-3 contracts (must scale up). VPS/VPN usage PROHIBITED. Positions must close by 3:10 PM CT. $30 ACH payout fee.

See how Topstep stacks up

Compare With Others

Last updated: 2026-04-17. Rules change frequently. Always verify on Topstep's website before purchasing.